We give you access to all the main Life Assurance companies in the market to provide you with the most competitive quote possible.
You’re obliged to show your Mortgage Lender that you have Mortgage Protection cover in place before you drawdown your loan, so we’ve made it as simple and straight-forward as possible.
Mortgage Protection is life cover aimed specially at clearing the remaining balance of your mortgage in the event of your premature death.
The policy is taken out at the outset of your mortgage and assigned to the Bank.
This means that the benefits from the policy will be paid out directly to them should it ever be called on your outstanding mortgage will be cleared and your house added, debt free, to your Estate.
The level of cover is based on the amount of money you borrow against your mortgage. Your lending institution will insist that this is the level of benefit included in the policy.
They will also look to ensure that all parties linked to the mortgage are included on the policy. This is typically accommodated on a Joint Life, 1st Death basis, meaning the outstanding balance on the mortgage will be settled upon the death of the first person named on the loan.
The monthly premium is based on the amount borrowed on your mortgage and the Term that the loan is taken out.
It is a fixed monthly premium and does not change throughout the lifetime of the policy.
It’s simple. Click the button for a quote. Enter your details and one of our Team will contact you to complete your application. We’re here to help at every stage of the process.Get a Mortgage Protection Quote